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Personal Secured Credit

Personal Secured Credit

If you need funds urgently to meet an unexpected situation, just turn to HSBC. With Personal Secured Credit facility, we can arrange a credit facility for you, secured against time deposits.


How much can you borrow?

You can borrow up to 90% of your BDT denominated Term Deposit, 80% of the value of your foreign currency time deposit or 75% of Wage Earners Development Bond (WEDB)/US Dollar Investment Bond (USDIB)/US Dollar Premium Bond (USDPB)


What is your gain?

You can re-invest your money while your primary investment remains intact and this enables you to have the flexibility to meet short-term commitments without unlocking your long-term investments.


How is Interest calculated?

Interest is calculated daily and is charged on the daily overdrawn balance every 3 months.


Need to know more

For any query/complaint/ feedback/compliments, please call our Contact Centre at 16240 (accessible from within Bangladesh); +88 096127 16240 (accessible from overseas *) 24/7, including government holidays.

*Only international calls through authorized channel are allowed.