You are here:

You are not logged on.   Log on to Internet Banking Icon: Not logged on

Personal Secured Loan

Personal Secured Loan

A Personal Secured Loan is a fixed loan secured by your time deposit held with HSBC. The loan will provide you with the flexibility to meet any emergency cash needs you may have, so you don't have to encash your high yield investments.


Benefits

  • Loan amount is up to 95% of the value of your BDT denominated Term Deposit , 80% of the value of your foreign currency time deposit or 75% of Wage Earners Development Bond (WEDB)/US Dollar Investment Bond (USDIB)/US Dollar Premium Bond (USDPB); with minimum loan amount of BDT90,000
  • Competitive interest rates
  • Processing fee - 0.15% of the approved amount, minimum BDT 2,500
  • Flexible repayment schedules ranging from 12 to 60 equal monthly instalments
  • Partial prepayment and early settlement facilities
  • Automatic and free transfer of monthly instalments from your savings account without affecting the interest earned on that account.
  • Option of one time repayment at the end of loan tenure with discounted interest rate is available.

Need to know more

For any query/complaint/ feedback/compliments, please call our Contact Centre at 16240 (accessible from within Bangladesh); +88 096127 16240 (accessible from overseas *) 24/7, including government holidays.

*Only international calls through authorized channel are allowed.