You are here:

You are not logged on.   Log on to Internet Banking Icon: Not logged on

Amanah Personal Finance (Goods Murabaha)

Amanah Personal Finance (Goods Murabaha)

The Amanah Personal Financing Scheme under Goods Murabaha is used when you need an end-user asset, e.g. fridge, TV, computer, etc. No personal guarantee or cash security is required for this financing.


Product Shariah Structure

Under the Murabaha structure, the Bank will purchase the goods you need from the seller and then sell to you at deferred sale price (which includes cost plus profit amount) to be payable in instalments. The product involves buying and selling of assets, since Shariah mandates the bank to own the goods before it can sell to the customer. As per Shariah requirement, the break-up of cost of the product and profit will be disclosed to you.


Features

  • Financing up to BDT 1,000,000
  • Competitive profit rates
  • Tenure of 5 years (maximum)



Need to know more

Shariah supervision

Shariah supervision

A Global Shariah Advisory Board and regional Shariah committees consisting of independent Shariah scholars advise HSBC Amanah on matters related to Shariah.