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Home Loan
A home for you and your loved ones must be one of the most treasured dreams in your life. With competitive rates, convenient features and simple procedures, Home Loan from HSBC will enable you to turn your dream into reality.
Features
- Loan amount of BDT 750,000 - BDT 10,000,000
- Maximum loan amount of 70% of the property valuation, inclusive of registration cost
- Financing for the registration cost
- Clubbing of income amongst spouse, father and son/daughter, mother and son/daughter is possible
- Competitive interest rates on a monthly reducing balance
- Loan tenure of 5 - 25 years (prior to borrowers age reaching 60 years)
- The age of the property must not exceed 20 years of age
- Apartments under construction is also applicable for Home Loan facility
- Partial or early settlement facilities
- No personal guarantee or cash security
Eligibility
- Age: At least 23 years
- Professional Experience:
- Salaried: Employed for at least 2 years by a well-reputed organization
- Self employed: Professional experience or business establishment for at least 2 years (with adequate proof) - Minimum Monthly Income:
- Salaried: BDT 40,000
- Self Employed: BDT 50,000
What security documentation do you require?
- Mortgage and original title deed
- Property insurance covering fire, earthquake, flood, and cyclone
- Irrevocable General Power of Attorney (IGPA)
Please contact any of our branches or our Call Centre for more complete guidance.
How do you repay?
Loan repayment can be made in the form of monthly instalments. You have the flexibility of choosing a convenient repayment period between 5 and 25 years. Your monthly instalment will be automatically debited from your personal account with HSBC. Interest is calculated on a monthly reducing balance as opposed to an annual reducing balance, giving you a lower monthly instalment amount with HSBC.
How do you apply?
Just drop by at your nearest HSBC branch or customer service centre or contact our Call Centre for more information. We will be happy to help you with your queries.
Talk to HSBC and turn your dream into reality!
*Notes: Terms and conditions apply
Applications are approved at the sole discretion of HSBC
Need to know more
For any query/complaint/ feedback/compliments, please call our Contact Centre at 16240 (accessible from within Bangladesh); +88 096127 16240 (accessible from overseas *) 24/7, including government holidays.
*Only international calls through authorized channel are allowed.
Contact Us
For any query/complaint/ feedback/compliments, please call our contact centre at 16240 (accessible from within Bangladesh); +88 096127 16240 (accessible from overseas *) 24/7, including government holidays.
*Only international calls through authorized channel are allowed.
Links
Activities During the National Mourning Month 2023
Encashment/Deposit of Foreign Currency held by resident Bangladeshi
SME & Women Entrepreneur Financing
Refrain from providing banking services to illegal money changers /exchange activities
Global Liquidity and Cash Management- Demand Draft Termination Notification
How to Identify Fake Notes - Video
How to Identify Fake Notes - Poster
HSBC Anti-Money Laundering Policy Statement
HSBC Sanction Policy Statement
Agricultural Loan Disbursement
Loan Drawdown and Rollover Instruction- Smart Form
Cautionary notice: Warning against illegal Online Forex Trading/ Dealing