Home Equity Loan

• No personal guarantee or cash security
• Loan amount of BDT 2 million - BDT 10 million
• Maximum loan amount of 70%* of the property valuation
• Loan facility against your residential house or apartment
• Competitive interest rates
• A wide range of loan purposes - purchase of apartments, office space, renovation, extension or construction of houses, shops etc, educational expenses for children and many more
• Clubbing of income is allowed for immediate family members i.e. Husband-Wife, Father-Child, Mother-Child etc.
• More flexibility with a loan tenure of maximum 15 years
• Partial or early settlement facilities

• The concerned apartment must be occupied by the owner
• Age of the property must not be more than 20 years
• Registered mortgage in favour of HSBC and original title deed
• Irrevocable General Power of Attorney (IGPA)
• Property insurance covering fire, earthquake, flood, and cyclone
• All documents stated in the application form and as required by the Bank must be submitted

Please contact any of our branches or our Call Centre for more complete guidance.

For any query/complaint/ feedback/compliments, please call our Contact Centre at 16240 (accessible from within Bangladesh); +88 096127 16240 (accessible from overseas *) 24/7, including government holidays.

*Only international calls through authorized channel are allowed.

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