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Smart Savers Plan

 Smart Savers Plan

HSBC understands how you value a happy and secured future for your loved ones. Our Smart Savers Plan ensures that you have a secured future, so that you can enjoy today, plan for tomorrow, and be prepared for any unforeseen challenges. With Smart Savers Plan, you can bring in assurance to the lives of the people you adore.


Start your guaranteed investment right away

In life, one must enjoy today and plan for tomorrow, and be prepared for the unforeseen challenges. With this in mind, HSBC has designed an easy-to-manage, unique savings plan that enables you to grow your initial investment in 3 years, and still draw against your savings in times of need. Choose the Smart Savers Plan from the world's local bank and plan for a happy and secured future.


Why HSBC?

With offices in 66 countries and territories, we are one of the largest and most profitable, financial institutions in the world. Our global network, international expertise and local knowledge make us the perfect partner for your personal banking needs.

As the world's leading international bank we understand what you value in life, and we strive to delight you with our unique products and services.


How does this plan work?

Just sign up for the Smart Savers Plan at any of the HSBC Branches. You can deposit an initial amount of BDT 5,000, BDT 25,000, BDT 50,000, BDT 100,000 or BDT 250,000 and make subsequent monthly deposit of BDT 1,000, BDT 2,500, BDT 5,000, BDT 10,000 or BDT 25,000 respectively. You can also choose multiple units of these options. It is easy and convenient.

Smart Savers Plan is also an attractive option for Non Resident Bangladeshis who are away from home and need to invest in a plan that is convenient, secured and pays attractive returns.


Features and benefits

  • No sign-up fee
  • Attractive savings interest rates and competitive rates on Overdraft facilities
  • You can purchase as many units as you desire
  • The tenure of the plan is 3 years
  • Ideal units of BDT 5,000; BDT 25,000; BDT50,000; BDT 100,000 or BDT 250,000.
  • Convenient monthly instalments of BDT 1,000; BDT 2,500; BDT 5,000; BDT 10,000 or BDT 25,000
  • Overdraft facilities upto 90% against your deposit with a minimum amount of BDT90,000


Terms and Conditions

  • To earn the maturity value, all the instalments must be paid regularly
  • Final maturity value is subject to tax and excise duty as per local regulations

*All of the above conditions are subject to change
*Other Conditions Apply
*Last updated in April, 2019


Need to know more

For any query/complaint/ feedback/compliments, please call our Contact Centre at 16240 (accessible from within Bangladesh); +88 096127 16240 (accessible from overseas *) 24/7, including government holidays.

*Only international calls through authorized channel are allowed.